<p>Now widely available the popular award-winning self-published guide to help women get out of debt rebuild their credit and fulfill their financial dreams.</p><p>Patrice Washington rationalized her excessive spending. I work hard I deserve this. I bought it on sale. But at twenty-two the recent college graduate was $18000 in debt and sinking fast. It was time to take control. Patrice educated herself about finance adopted a new attitude toward money and most importantly adjusted her spending habits. By twenty-five she was debt free--and used the wisdom she gained to start her own successful real estate and mortgage brokerage--and by twenty-nine started her own financial counseling business.</p><p>Patrice's former bad spending habits aren't unique and women find themselves in financial hot water for a host of reasons. Women earn less than men and have to stretch those hard-earned dollars further. They contribute more to caregiving and aging parents live longer and many--including most African American women--are choosing to stay single.</p><p><em>Real Money Answers for Every Woman</em> teaches you how to take responsibility for your financial future whether you're just starting out or need a fresh start. In a handy Q & A format it offers relatable and easy to understand and implement advice on everything from managing credit cards home ownership and student loans to affordable childcare and even negotiating for a higher salary. Following Patrice's practical advice you'll learn to form wealthy habits establish an opportunity fund stop collecting STUFF that causes debt and discover the freedom that comes from feeling financially secure.</p>
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